St. Cloud, FL housing market: September 2026
What's happening in the St. Cloud market right now.
Buyer's or seller's market?
St. Cloud, FL leans toward a buyer's market: homes in Osceola County take a median of 92 days to sell, and the number for sale is −0.2% on a year ago. Buyers have room to negotiate; sellers should price carefully.
12-month outlook
−3.5% to +0.5% for the typical St. Cloud home value over the next 12 months.
A projection from past prices (the trend of the last 3 and 12 months, damped), not a prediction or advice. Local conditions can move faster than any trend.
Sources: Zillow Home Value Index, September 2026 · Zillow Observed Rent Index, September 2026 · Realtor.com county data, September 2026. Listing figures are for Osceola County as a whole.
St. Cloud market — questions answered
What is the typical home value in St. Cloud, FL?
$389,582 as of September 2026, −3.1% on a year earlier (Zillow Home Value Index).
Are home prices going up in St. Cloud, FL?
No — the typical home value changed −3.1% over the year to September 2026 and +14.7% over five years.
Is St. Cloud, FL a buyer's or seller's market?
It leans toward buyers: the median home in Osceola County sells in 92 days (Realtor.com, September 2026).
How much is rent in St. Cloud, FL?
The typical rent is $2,244 a month as of September 2026, −1.2% on a year earlier (Zillow Observed Rent Index).
How many homes are for sale in St. Cloud, FL?
4,175 homes were listed for sale across Osceola County in September 2026 (Realtor.com).
Who are the best real estate agents in St. Cloud, FL?
Homegrity lists 1,854 licensed agents in St. Cloud, each license verified against the state register. Placement is never bought. See them at /real-estate-agents/st-cloud-fl.