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Fort Walton Beach, FL housing market: September 2026

What's happening in the Fort Walton Beach market right now.

$321,993
Typical home value
+1.3% in a year
+10.1%
Home values, 5 years
$1,828/mo
Typical rent
+6.5% in a year
$409,450
Median list price · Okaloosa County
−4.8% in a year
1,797
Homes for sale · Okaloosa County
−13.4% in a year
89 days
Median days on market · Okaloosa County
19.9%
Listings with a price cut
14.7
Price-to-rent ratio
$200K $300K 201620182020202220242026

Buyer's or seller's market?

Fort Walton Beach, FL leans toward a buyer's market: homes in Okaloosa County take a median of 89 days to sell, and the number for sale is −13.4% on a year ago. Buyers have room to negotiate; sellers should price carefully.

12-month outlook

−2% to +2.5% for the typical Fort Walton Beach home value over the next 12 months.

A projection from past prices (the trend of the last 3 and 12 months, damped), not a prediction or advice. Local conditions can move faster than any trend.

Sources: Zillow Home Value Index, September 2026 · Zillow Observed Rent Index, September 2026 · Realtor.com county data, September 2026. Listing figures are for Okaloosa County as a whole.

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Fort Walton Beach market — questions answered

What is the typical home value in Fort Walton Beach, FL?

$321,993 as of September 2026, +1.3% on a year earlier (Zillow Home Value Index).

Are home prices going up in Fort Walton Beach, FL?

Yes — the typical home value changed +1.3% over the year to September 2026 and +10.1% over five years.

Is Fort Walton Beach, FL a buyer's or seller's market?

It leans toward buyers: the median home in Okaloosa County sells in 89 days (Realtor.com, September 2026).

How much is rent in Fort Walton Beach, FL?

The typical rent is $1,828 a month as of September 2026, +6.5% on a year earlier (Zillow Observed Rent Index).

How many homes are for sale in Fort Walton Beach, FL?

1,797 homes were listed for sale across Okaloosa County in September 2026 (Realtor.com).

Who are the best real estate agents in Fort Walton Beach, FL?

Homegrity lists 2,309 licensed agents in Okaloosa County, which includes Fort Walton Beach, each license verified against the state register. Placement is never bought. See them at /real-estate-agents/fort-walton-beach.

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